Yes Bank Credit Cards

Yes Bank Credit Cards

Yes Bank is India's fifth largest private sector bank, founded in 2004. YES Bank is the only Greenfield Bank license awarded by the RBI in the last one decade. Yes Bank is a “Full Service Commercial Bank”, and has steadily built a Corporate, Retail &apm; SME Banking franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country. Yes Bank has banking network of over 600 branches and 2,000 ATMs giving it a major presence in urban India.

Yes Bank provides tailor-made products to satisfy each and every customer requirement which can clearly be seen in their credit card offers.

Types of Credit Cards Offered by Yes Bank

Yes Bank offers multiple types of credit cards like

Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by Yes Bank in this category are

YES Prosperity Rewards Credit Card

YES Prosperity Rewards Credit Card offers 1000 reward points and annual bonus of 10,000 reward points to the users. The customer needs to have net monthly income of INR 40,000 to avail this credit card. With various offers and discounts on shopping, this credit card provides a rewarding experience to the user. You can redeem the reward points against various gifts from partner outlets.

YES Prosperity Reward Plus Credit Card

An individual should have minimum of INR 40,000 per month to avail YES Prosperity Reward Plus Credit Card. With the welcome gift of 1250 reward points, the users can get annual bonus of 12,000 reward points additionally. With various offers and discounts on shopping, this credit card provides a rewarding experience to the user. You can redeem the reward points against various gifts from partner outlets. Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by HDFC in this category are.

YES FIRST Preferred Credit Card

The customer should have minimum monthly income of INR 1.2 Lakhs to avail YES FIRST Preferred credit card. You can get assured 8 reward points per INR 100 retail spends and these reward points never expire. The user is rewarded with complementary lounge access on Priority Pass Membership & Mastercard Lounge Programme. You can redeem the accumulated reward points against various gifts from partner outlets.

YES Prosperity Edge Credit Card

The customer should have minimum monthly income of INR 60,000 to avail YES FIRST Preferred credit card. You can get assured 6 reward points per INR 100 retail spends and these reward points never expire. The user is rewarded with complementary lounge access on Priority Pass Membership and annual bonus of 15,000 reward points. You can redeem the accumulated reward points against various gifts from partner outlets.

Why choose Yes Bank Credit Cards

Yes Bank provides different credit cards that cater to various customer needs. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs.

Apply for Yes Bank Credit Card

Knowing the need of the customer and making it comfortable for them Yes Bank provides multiple ways by which an individual can apply for a credit card.

Apply for Yes Bank credit card online

You can go to the Yes Bank website and check various credit cards. You can check the eligibility for the credit card you are interested in to make sure you don’t apply for cards you are not eligible for. By this simple step you, make sure your card application is not rejected and thus your credit score is not affected.

Yes Bank Credit Card Eligibility and Documentation

There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. They are

These are the general criteria which you need to satisfy for your credit card to be approved. These criteria will change from bank to bank.

Documentation

The documentation required for a Yes Bank Credit Card is very simple and straightforward. You will require the following:

• 2 passport size color photos
• AID Proof (any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
• Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
• Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
• Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Yes Bank Credit Card Benefits & Features

Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you

Thus, credit cards provide a card holder a plethora of benefits.

Yes Bank Credit Card FAQ

You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.

You can pay the bill on the Yes Bank website by logging into their internet banking portal or you can download their mobile app which also has the option of Yes Bank credit card bill payment. The offline method is where you can pay your bill at any Yes Bank branch.

It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contactYes Bank credit card customer care for further information.

How can I check my credit card usage?

You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.

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