Verify your identity to get your credit score and analysis worth ₹1200 for FREE

Why should I give my PAN?
PAN is required to identify your profile and fetch your credit score from the credit bureau
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By applying for my credit score, I agree to the

Your CIBIL™ score can have a significant impact on your ability to access loans and credit cards and it is advisable to ensure that you have a good credit score at all times. Remaining updated on your credit health is possible by obtaining your score online. Once you log on to the website, you will need to provide a few personal details for authentication including your PAN card number, and will receive your credit score on payment of a fee.

Can I access my CIBIL™ score with just PAN card details?

You will need to input further details (in addition to your PAN card details) in order to be authenticated. You will need to enter a few personal details like your date of birth, contact details, ID proof and possibly answer a few questions based on your credit history. Once your authentication is successful and you make the requisite payment, you will receive your CIBIL™ score shortly thereafter.

You can opt for one of 3 updates on your CIBIL™ score You can get a quarterly update (4 times a year), biannual (twice a year) or buy a one-time subscription to learn your score.

Why do I need to know my CIBIL™ score? Which other institutions offer valid credit scores?

Your credit score potential lenders a quick and accurate idea of your credit history. There are 3 well established credit bureaus in India that issue credit reports. They are:

  • CIBIL™
  • Equifax
  • Experian
  • The credit scores and credit reports issued by all three bureaus are equally valid, though perhaps CIBIL™ is the most well-known currently. You can get your Equifax credit score for free by registering with dvweek.

    When you approach a bank or other financial institution for a loan or credit card, the primary eligibility criteria is your credit score. It is advisable to have a credit score of 750 or above in order to qualify for a loan or card. Once you pass this first stage, lenders access your credit report to get a more detailed picture of your repayment behaviour. Some lenders might even make a lending decision primarily on the basis of your credit score.

    If you are planning to apply for a loan or credit cardit is a good idea to check your credit score well in advance. You then have enough time to improve your score and rebuild your credit profile before you apply for the loan and avoid the risk of loan-rejection.