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Verify your identity to get your credit score and analysis worth ₹1200 for FREE

Why should I give my PAN?
PAN is required to identify your profile and fetch your credit score from the credit bureau
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By applying for my credit score, I agree to the

Reward Type

Cashback

Annual Fee

500₹*

Joining Fee

500₹*

Features

  • Fuel Surcharge Waiver capped at Rs. 250 every billing cycle (ST applicable).
  • Redeem Reward points as Cash back on your MoneyBack Credit Card (100 Reward Points = Rs 40)
  • 200% more Reward Points on all your online retail spends
  • Zero Lost Card liability post reporting of the loss of card
  • 2 Reward Points for every Rs. 150 you spend
  • Rs 50,000 in 12 months for subsequent year fee waiver
  • Spend Rs. 10,000 within first 90 days from card set up date and get waiver of 1st year membership fee.

Pricing

  • APR - 40.8% p.a
  • Annual Fees - Rs. 500/-
  • Joining fees – Rs. 500/-

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Features

  • Exclusive 24/7 Concierge Services on Your HDFC Bank Diners Club Credit Card. All your exclusive booking needs will be taken care by the concierge while you enjoy the exciting moments.
  • Book Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at hdfcbankdinersclub.com and get 2X Reward Point
  • Air accident cover up to Rs. 50 lakhs.
  • Double Reward Points on Grocery, Supermarket purchases, Dining and Airline Ticketing. Double Reward Points on incremental retail spends greater than Rs.10000
  • Earn 3 reward points for every Rs. 150/- retail spends and 6 reward points for every Rs.150/- retail spends on hdfcbankdinersclub.com
  • Rs 1 L in 12 months for subsequent year fee waiver
  • Spend Rs. 15,000 within first 90 days from card set up date and get waiver of 1st year membership fee.

Pricing

  • APR - 40.8% p.a
  • Annual Fees - Rs. 1,000/-
  • Joining fees – Rs. 1,000/-

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

Travel

Annual Fee

1000₹*

Joining Fee

1000₹*

Features

  • Specific Reward - 3X JP miles for flights tickets booked on jetairways.com
  • Welcome benefit of One Base Fare Waived Jet Airways Ticket and One Rs. 750 discount voucher for booking return ticket online on Jet Airways website
  • Welcome benefit of upto 4000 Bonus JP Miles for first year (2000 Bonus JPMiles on first swipe of card & 2000 Bonus JPMiles on spending Rs. 50000 – both within 90 days of card issuance)
  • Renewal benefit of 2000 Bonus JPMiles on your first swipe of card within 90 days of renewal date
  • Earn 5 JPMiles on Rs. 150 spends and 15 JPMiles on booking flight tickets on Jet Airways or Jet Konnect website
  • 5% discount on booking domestic or international ticket on Jet Airways or Jet Konnect website
  • Rs 2.5 L in 12 months for subsequent year fee waiver

Pricing

  • APR: 39% p.a
  • Annual fees - Rs. 1,000/-
  • Joining fees – Rs. 1,000/-

Documents Required

  • At least 2 photos
  • ID proof - Signature bearing national identity cards
  • Address proof – Ration card, Electricity bill etc.
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

Shopping

Annual Fee

500₹*

Joining Fee

500₹*

Features

  • Redeem your Reward points against Snapdeal vouchers for Online Shopping
  • 10% CashBack on FreeCharge
  • 5% CashBack on Ola
  • Rs. 1000 Instant CashBack on Cleartrip
  • Fuel Surcharge Waiver capped at Rs. 250 every billing cycle (ST applicable)
  • Rs 1.5 L in 12 months for subsequent year fee waiver

Pricing

  • APR - 40.8% p.a
  • Annual Fees - Rs. 500/-
  • Joining fees – Rs. 500/-

Documents Required

  • At least 2 photos
  • ID proof (any one) – Signature bearing national identity cards
  • Address proof (any one) – Ration card, Electricity bill
  • PAN card, Form 16 and the Income Tax Returns Statement

Features

  • Five Complimentary accesses to 500+ Lounges worldwide in a calendar year.
  • Unlimited Complimentary access to 25+ lounges across domestic Airports in India
  • Access unique, luxury stay experiences with Small Luxury Hotels of the World with special offers from Taj Group of Hotels.
  • Unparalleled protection with air accident cover up to Rs. 1 crore, Overseas emergency hospitalization cover of Rs. 25 lakh and Rs. 50,000/- travel insurance on baggage delay / loss
  • Earn 4 reward points for every Rs. 150/- retail spends and 8 reward points for every Rs.150/- retail spends on hdfcbankdinersclub.com

Pricing

  • APR - 39% p.a
  • Annual fee - Nil (if applied online)

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

LifeStyle

Annual Fee

Nil

Joining Fee

Nil*

Features

  • Get Rs. 1,000 Shoppers Stop vouchers on Rs. 75,000 spends every 6 months.
  • Enjoy shopping with Shoppers Stop vouchers of total worth Rs. 2,000 every year.
  • Earn a CashBack of more than Rs. 4,000 on RP accumulated by spending Rs. 5 lakh on your card.
  • Save Rs. 1,500 in a year on your fuel transactions
  • 3 Reward Points on Rs. 150 spent. 50% more Reward Points on dining and grocery spends

Pricing

  • Annual fee - Nil (if applied online)

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

LifeStyle

Annual Fee

Nil

Joining Fee

Nil*

Features

  • Get a complimentary Priority Pass Membership for preferential and free access to 600 airport lounges around the world.
  • Enjoy a complimentary Taj Epicure Plus Membership Card that entitles you to some very exquisite benefits* at Taj Hotels and Resorts.
  • Reward Points each time you stay, 10% discount on the rack rate at Taj Leisure Hotels in India, 10% discount on telephone and fax usage charges, 15% discount on laundry and 20% discount on business centre services.
  • Unparalleled protection with air accident cover up to Rs. 1 crore and overseas emergency hospitalization cover of Rs. 12 lakh
  • Earn 8 reward points on all purchases at hdfcbankregalia.com and 6 reward points for every Rs.150/- dining spends and 4 reward points for every Rs. 150/- other spends.

Pricing

  • APR - 23.88% p.a

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Travel

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Fuel

Annual Fee

Nil

Joining Fee

Nil*

Reward Type

NA

Annual Fee

NA

Joining Fee

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HDFC Bank Credit Cards

Being one of India’s largest bank HDFC Bank has made it a mission to provide customers the best in class service. With 84,325 employees, 4,727 branches and 12,220 ATMs across 2,666 cities, HDFC Bank provides tailor made products to satisfy each and every customer requirement which can clearly be seen in their credit card offers.

Types of Credit Cards Offered by HDFC Bank

HDFC offers multiple types of credit cards like

Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by HDFC in this category are

HDFC Bank MoneyBack Credit Card

HDFC MoneyBack Credit Card offers extra rewards for keen online shoppers as it gives 3 times more Reward Points for online spends. HDFC Bank has designed this card keeping in mind online shopaholics, so that they can get attractive returns on shopping together with other lifestyle benefits for using the card.

HDFC Bank Snapdeal Credit Card

HDFC Snapdeal Credit Card offers extra rewards for those who shop at Snapdeal.com as it gives 3 times more Reward Points. It is an attractive offer for those who are a big fan of Snapdeal. In addition, you are eligible for a deal when you recharge your phone number through Snapdeal’s group website - Freecharge. You also get exclusive offers from Ola Cabs and the travel website, Cleartrip. These perks coupled with the attractive rewards for spending online makes this credit card a desirable option.

Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets. The cards provided by HDFC in this category are

HDFC Bank Diners Club Rewards Credit Card

HDFC Bank Diners Club Rewards Credit Card offers a good deal in terms of dining, travelling and concierge services. It offers 2X more reward points on grocery, supermarket purchases, dining and airline ticketing spends. So, if you are a frequent shopper in the categories, then this card could be a good option for you. The rewards and perks this card offers makes this credit card a desirable option.

HDFC Bank Diners Club Premium Credit Card

The features and benefits are designed to provide maximum benefit to the frequent traveler who spends on leisure and entertainment. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to over 450 worldwide airport lounges under the Club Lounge program. The rewards this card offers along with the attractive rebates makes it a desirable option for the frequent traveler.

HDFC Jet Platinum Credit Card

If you are an avid traveler, then this card is for you. HDFC Bank has designedJet Platinum Credit Card exclusively for travelers and business people who travel frequently by air. The card offers attractive returns through the JPMiles rewards program. The perks which this card offers on air travel and retail expenses makes this card a good option.

JetPrivilege HDFC Bank World Credit Card

Swipe your JetPrivilege HDFC Bank World Credit Card and stand to earn reward points that can be redeemed for Airline tickets, vouchers and premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends.Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by HDFC in this category are.

HDFC Bank Solitaire Credit Card

If you are an avid shopper, then this card is for you. HDFC Bank has designed this card exclusively for its female customers so that they can get attractive returns on shopping combined with other travel and lifestyle benefits for using the card. The rewards and perks which this card offers on shopping and dining makes it a desirable option.

HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card makes a good partner to those who travel frequently and enjoy a premium lifestyle. It is an attractive option for those interested in premium high-end travel and leisure offers.

HDFC Diners Premium Credit Card

The features and benefits are designed to provide maximum benefit to the frequent traveler. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to over 700 worldwide airport lounges under the Club Lounge program.

HDFC Platinum Times Credit Card

If you are a foodie and love to try new and different types of food, then this card is made just for you. With 25% off on movies and up to 20% off on dining and 3 Reward Points (RP) on Rs. 150 spent. 10 RP on dining spends on weekdays you can have fun with friends not only on weekends but even during weekdays.

HDFC Regalia First Credit Card

This card is made for those who love to travel especially travel abroad. With very low foreign currency mark up and complementary airport lounge access it makes travel fun. Exclusive dining privileges that offer up to 15% and 4 reward points on every Rs. 150 spent and redeem rewards against exclusive lifestyle options makes it one of the best cards around.

HDFC Titanium Times Card

Earn reward points when you shop with your HDFC Titanium Times Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. You can earn 2 Reward Points for every Rs. 150 spent on your card and as an extra benefit earn 5 Reward Points on every Rs. 150 spent on Dining spends on weekdays.

JetPrivilege HDFC Bank Diners Club Credit Card

JetPrivilege HDFC Bank Diners Club Credit Card is designed to provide maximum benefit to the frequent traveler. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to airport lounges under the Club Lounge program globally. The rewards this card offers along with the attractive rebates makes it a desirable option for the frequent traveler.

Why choose HDFC Bank Credit Cards

HDFC bank provides different credit cards that cater to various customer needs. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs.

Apply for HDFC Credit Card

Knowing the need of the customer and making it comfortable for them HDFC bank provides multiple ways by which an individual can apply for a credit card.

Apply for HDFC credit card online

HDFC Bank Website

You can go to HDFC bank website and check various credit cards. You can check the eligibility for the credit card you are interested in to make sure you don’t apply for cards you are not eligible for. By this simple step you make sure your card application is not rejected and thus your credit score is not affected.

HDFC Bank Credit Card Eligibility and Documentation

Eligibility

There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. They are

AgeMinimum 21 years
Maximum 65 years
NationalityIndian
Employment TypeSalaried or Self-employed
Employment statusEmployed/In-business for at least 1 yr. and at least 6 months with current employer/business
Minimum IncomeThis varies from card to card, but minimum salary required is Rs.3 lakhs per annum
Credit ScorePreferred 750

These are the general criteria which you need to satisfy for your credit card to be approved. These criteria will change from bank to bank.

Documentation

The documentation required for an HDFC Credit Card is very simple and straightforward. You will require the following:

  • 2 passport size color photos
  • AID Proof (any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

HDFC Bank Credit Card Benefits & Features

Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you


1. Sign on bonuses: Some of the credit cards from HDFC Bank provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more.

2. Rewards: Reward points are offered for any transaction that is made using your HDFC bank credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner.

3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get “miles” as reward for using your HDFC credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.

4. Cashback: Some HDFC Bank credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on spends.

5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.

6. Insurance: Many credit cards come with insurance like travel insurance which can be availed. Many card holders don’t even realize they are protected and don’t utilize these facilities. It is bet to read the terms and conditions before you get a credit card and also know every feature available.

7. Universal acceptance: Unlike debit cards credit cards have universal acceptance. If you go to any foreign country, you can spend money by using your credit card and not go searching for a currency exchange center or ATM.

8. Instant Loan: Your credit limit is a source of loan which can be accessed immediately without requiring any approvals. This can be very useful in case of emergencies. There is also the option to convert your credit card bill to an EMI if you cannot pay back the bill immediately.

9. Credit score improvement: When you pay your credit card bill on a regular basis it will improve your credit score. As different credit or credit mix also forms a part of credit score, a credit card will help improve your score from that aspect as well.

Thus, credit cards provide a card holder a plethora of benefits.

HDFC Bank Credit Card FAQ

What is the eligibility criteria for getting a HDFC Bank Credit Card?

You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.

How to do HDFC Bank credit card bill payment?

You can pay the bill on the HDFC bank website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any HDFC Bank branch.

Why was my HDFC Bank credit card application rejected?

It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact HDFC Bank credit card customer care for further information.

How can I check my credit card usage?

You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.

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