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Verify your identity to get your credit score and analysis worth ₹1200 for FREE

Why should I give my PAN?
PAN is required to identify your profile and fetch your credit score from the credit bureau
DOB
I am

By applying for my credit score, I agree to the

Features

  • Security of a chip card to protect against the risk of fraud
  • Rewards powered by PAYBACK, redeemable for exciting gifts and vouchers
  • 2.5% fuel surcharge waiver at HPCL pumps
  • Minimum 15% savings on dining bills at over 800 restaurants across India through Culinary Treats Program
  • Earn 2 PAYBACK points for every Rs.100/- spent for all retail purchases, except fuel

Pricing

  • APR - 40.8% p.a
  • Joining fee - NIL (on spends of atleast 2,000 within 60 days or else 199/-)
  • Annual fee - 99/- (Waived if spends exceed 50000/- in previous year)

Documents Required

  • Application form with 2 photographs
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Aadhar, Driver's license, Lease agreement
  • Salaried - Salary slip for 3 months
  • Self employed - Office address proof, latest 3 months bank statement, audited financials for last 2 yrs and latest 6 months balance sheet

Features

  • Per 100₹ spent on,
    • Shopping in departmental stores - Get 4 savings points
    • Purchase of consumer durables or electronic items – Get 2 savings points
    • Restaurant bills – Get 1.5 savings points
    • Books – Get 1.5 savings points
    • All Other Spends – Get 0.5 savings points
  • Redeem your Reward Points from The More Store, Cash Credit for 1 RP = INR 0.50, Airline Miles on partner airlines, Genesis Luxury Vouchers, Oberoi Hotels & Resorts Stay vouchers
  • Fuel Surcharge waiver for transactions between INR 400 to 4000

Pricing

  • APR – 46%
  • Annual fees - 0
  • Joining fees – 0

Documents Required

  • Duly filled and Signed application Copy.
  • KYC documents ( List attached)
  • Address proof of latest address - In case permanent address proof provided as part of KYC address proof.
  • Pay Slip of last three months
  • Salary Bank account mandatory to be filled in application Copy.

Features

  • Earn 10X rewards on online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Foodpanda / FabFurnish / Lenskart / OLA / Zoomcar
  • Amazon.in Gift Card worth Rs.500 on joining
  • Earn 5X rewards on all other online spends
  • E-voucher worth Rs. 2,000 each on annual online spends of Rs. 1 Lakh & Rs. 2 Lakhs
  • Annual fee reversal on annual spends of Rs. 1 lakh
  • 2.5% Fuel surcharge waiver across all petrol pumps

Pricing

  • Annual fee (one time): Rs. 499
  • Renewal Fee (per annum): Rs. 499

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Reward Type

Rewards

Annual Fee

2000₹

Joining Fee

2000₹

Features

2.5% value back on dining, utilities, fuel, entertainment and international transactions

  • Reward points: 10 RP/ Rs. 100 on dining, entertainment, fuel, utilities and international transactions
  • Accelerated Rewards: 2 Reward Points on all other transactions
  • Earn BONUS POINTS: 8000 Reward Points Joining Bonus
  • Free Movie Tickets: Free movie ticket every month
  • Airport lounge access:complimentary lounge acess every quarte

Pricing

  • Joining fees – Rs 2000/-
  • Annual fees – Rs 2000/-

Documents Required

  • 1 Recent coloured Passport Size photograph
  • Filled application form
  • ID Proof - PAN card (mandatory)
  • Address proof – Driving License / Passport / Voter ID / Aadhaar card / Ration card

Features

  • Best in class Interest Rates starting from 2.4% pm & Foreign Currency Markup of 3.4%. T&C Apply
  • Upto 5 reward points for every Rs.100 spent. Reward points that never expire.
  • Welcome benefit of 1,250 Reward Points on total spends of INR 5,000 or more within 30 days of card set-up
  • Accelerated earn rate on your Birthday, Online, Dining and International Spends
  • 12,000 Bonus Reward Points on spends of INR 3.6 Lakhs or more every anniversary year
  • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000

Pricing

  • Interest Rate (APR): 2.4% pm
  • Processing Fee: NIL
  • Joining Fees: NIL
  • Annual Fees: NIL

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)

Reward Type

Cashback

Annual Fee

500₹*

Joining Fee

500₹*

Features

  • Fuel Surcharge Waiver capped at Rs. 250 every billing cycle (ST applicable).
  • Redeem Reward points as Cash back on your MoneyBack Credit Card (100 Reward Points = Rs 40)
  • 200% more Reward Points on all your online retail spends
  • Zero Lost Card liability post reporting of the loss of card
  • 2 Reward Points for every Rs. 150 you spend
  • Rs 50,000 in 12 months for subsequent year fee waiver
  • Spend Rs. 10,000 within first 90 days from card set up date and get waiver of 1st year membership fee.

Pricing

  • APR - 40.8% p.a
  • Annual Fees - Rs. 500/-
  • Joining fees – Rs. 500/-

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

Cashback

Annual Fee

Nil

Joining Fee

500₹

Features

  • Enjoy 5% cashback on movie ticket purchases, telephone bill payment and all types of utility bill payments through Citibank Online Bill Pay service
  • Get 0.5% cashback on all your purchases
  • Avail up to 15% off on dining across 2000 partnered restaurant 
  • Cashback of INR 500 is automatically credited to the statement
  • Savings and offers on shopping across 100 plus stores
  • Get EMI privileges on shopping, consumer electronics, mobile phone outlets, leading retail chains and e-retailers

Pricing

  • Rs.500.Annual Fee is billed in the first month statement of card issuance and incrementally every 12 months thereafter.

Documents Required

  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

Reward Type

Travel

Annual Fee

1000₹*

Joining Fee

1000₹*

Features

  • Exclusive 24/7 Concierge Services on Your HDFC Bank Diners Club Credit Card. All your exclusive booking needs will be taken care by the concierge while you enjoy the exciting moments.
  • Book Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at hdfcbankdinersclub.com and get 2X Reward Point
  • Air accident cover up to Rs. 50 lakhs.
  • Double Reward Points on Grocery, Supermarket purchases, Dining and Airline Ticketing. Double Reward Points on incremental retail spends greater than Rs.10000
  • Earn 3 reward points for every Rs. 150/- retail spends and 6 reward points for every Rs.150/- retail spends on hdfcbankdinersclub.com
  • Rs 1 L in 12 months for subsequent year fee waiver
  • Spend Rs. 15,000 within first 90 days from card set up date and get waiver of 1st year membership fee.

Pricing

  • APR - 40.8% p.a
  • Annual Fees - Rs. 1,000/-
  • Joining fees – Rs. 1,000/-

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

Travel

Annual Fee

1000₹*

Joining Fee

1000₹*

Features

  • Specific Reward - 3X JP miles for flights tickets booked on jetairways.com
  • Welcome benefit of One Base Fare Waived Jet Airways Ticket and One Rs. 750 discount voucher for booking return ticket online on Jet Airways website
  • Welcome benefit of upto 4000 Bonus JP Miles for first year (2000 Bonus JPMiles on first swipe of card & 2000 Bonus JPMiles on spending Rs. 50000 – both within 90 days of card issuance)
  • Renewal benefit of 2000 Bonus JPMiles on your first swipe of card within 90 days of renewal date
  • Earn 5 JPMiles on Rs. 150 spends and 15 JPMiles on booking flight tickets on Jet Airways or Jet Konnect website
  • 5% discount on booking domestic or international ticket on Jet Airways or Jet Konnect website
  • Rs 2.5 L in 12 months for subsequent year fee waiver

Pricing

  • APR: 39% p.a
  • Annual fees - Rs. 1,000/-
  • Joining fees – Rs. 1,000/-

Documents Required

  • At least 2 photos
  • ID proof - Signature bearing national identity cards
  • Address proof – Ration card, Electricity bill etc.
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

Shopping

Annual Fee

500₹*

Joining Fee

500₹*

Features

  • Redeem your Reward points against Snapdeal vouchers for Online Shopping
  • 10% CashBack on FreeCharge
  • 5% CashBack on Ola
  • Rs. 1000 Instant CashBack on Cleartrip
  • Fuel Surcharge Waiver capped at Rs. 250 every billing cycle (ST applicable)
  • Rs 1.5 L in 12 months for subsequent year fee waiver

Pricing

  • APR - 40.8% p.a
  • Annual Fees - Rs. 500/-
  • Joining fees – Rs. 500/-

Documents Required

  • At least 2 photos
  • ID proof (any one) – Signature bearing national identity cards
  • Address proof (any one) – Ration card, Electricity bill
  • PAN card, Form 16 and the Income Tax Returns Statement

Features

  • Five Complimentary accesses to 500+ Lounges worldwide in a calendar year.
  • Unlimited Complimentary access to 25+ lounges across domestic Airports in India
  • Access unique, luxury stay experiences with Small Luxury Hotels of the World with special offers from Taj Group of Hotels.
  • Unparalleled protection with air accident cover up to Rs. 1 crore, Overseas emergency hospitalization cover of Rs. 25 lakh and Rs. 50,000/- travel insurance on baggage delay / loss
  • Earn 4 reward points for every Rs. 150/- retail spends and 8 reward points for every Rs.150/- retail spends on hdfcbankdinersclub.com

Pricing

  • APR - 39% p.a
  • Annual fee - Nil (if applied online)

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

LifeStyle

Annual Fee

Nil

Joining Fee

Nil*

Features

  • Get Rs. 1,000 Shoppers Stop vouchers on Rs. 75,000 spends every 6 months.
  • Enjoy shopping with Shoppers Stop vouchers of total worth Rs. 2,000 every year.
  • Earn a CashBack of more than Rs. 4,000 on RP accumulated by spending Rs. 5 lakh on your card.
  • Save Rs. 1,500 in a year on your fuel transactions
  • 3 Reward Points on Rs. 150 spent. 50% more Reward Points on dining and grocery spends

Pricing

  • Annual fee - Nil (if applied online)

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

LifeStyle

Annual Fee

Nil

Joining Fee

Nil*

Features

  • Get a complimentary Priority Pass Membership for preferential and free access to 600 airport lounges around the world.
  • Enjoy a complimentary Taj Epicure Plus Membership Card that entitles you to some very exquisite benefits* at Taj Hotels and Resorts.
  • Reward Points each time you stay, 10% discount on the rack rate at Taj Leisure Hotels in India, 10% discount on telephone and fax usage charges, 15% discount on laundry and 20% discount on business centre services.
  • Unparalleled protection with air accident cover up to Rs. 1 crore and overseas emergency hospitalization cover of Rs. 12 lakh
  • Earn 8 reward points on all purchases at hdfcbankregalia.com and 6 reward points for every Rs.150/- dining spends and 4 reward points for every Rs. 150/- other spends.

Pricing

  • APR - 23.88% p.a

Documents Required

  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

4999₹

Joining Fee

4999₹

Features

  • Welcome e-gift voucher worth Rs. 5,000
  • 2 complimentary movie tickets worth Rs. 500 every month at bookmyshow.com
  • Upto 50,000 Bonus Reward Points on annual spends
  • Spend Based Reversal on Annual Fee on spends of Rs. 10 Lakhs
  • Lounge access at over 850 airports worldwide
  • 24/7 Concierge Service for a host of services and exciting offers on various privileges

Pricing

  • Annual fee (one time): Rs. 4999
  • Renewal Fee (per annum): Rs. 4999

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Features

  • Best in class Interest Rates starting from 2.4% pm & Foreign Currency Markup of 3%. T&C Apply
  • Upto 6 reward points for every Rs.100 spent. Reward points that never expire.
  • Welcome benefit of 1,500 Reward Points on total spends of INR 7,500 or more within 30 days of card set-up
  • Complimentary Priority Pass Membership and Domestic Lounge Access
  • Accelerated earn rate on your Birthday, Online, Dining and International Spends
  • Redeem Reward Point for Airline Ticket / Hotel Booking or Movie Tickets booking on Dedicated Rewards Redemption Portal
  • 15,000 Bonus Reward Points on spends of INR 6 Lakhs or more every anniversary year
  • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000

Pricing

  • Interest Rate (APR): 2.4% pm
  • Processing Fee: NIL
  • Joining Fees: NIL
  • Annual Fees: NIL

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)

Reward Type

Travel

Annual Fee

1499₹

Joining Fee

1499₹

Features

  • Welcome gift of 5000 Rewards Points*
  • Rs.100 spent on Air India tickets = 10 Reward Points*
  • Card Anniversary gift of 2,000 Reward Points*, every year
  • Upto 15,000 Bonus Reward Points* on annual spends of Rs.2 lakh & above
  • 1 Reward Point*=1 Air India Air Mile for Free Travel

Pricing

  • Annual fee (one time): Rs. 1499
  • Renewal Fee (per annum): Rs. 1499

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Features

  • Best Interest Rates starting from 1.2% pm & Foreign Currency Markup of 1.75%. T&C Apply
  • 8 reward points for every Rs.100 spent. Reward points that never expire.
  • Complimentary Lounge Access with Priority Pass Membership & Domestic Lounge Access
  • 20,000 Bonus Reward Points on spends of INR 7.5 Lakhs or more every anniversary year
  • Redeem Reward Points for Airline Ticket / Hotel Booking or Movie Tickets booking on Dedicated Rewards Redemption Portal
  • Exclusive Concierge Desk on your Card. Book your special requests on our YES Assist Concierge Services.
  • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000

Pricing

  • Interest Rate (APR): 1.2% pm
  • Processing Fee:NIL
  • Joining Fees: NIL
  • Annual Fees: NIL

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Travel

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Shopping

Annual Fee

499₹

Joining Fee

499₹

Features

  • Free Gift Voucher* worth Rs.500 redeemable on fashion at any Big Bazaar/fbb store
  • 10X Rewards on all your dining spends
  • Contactless Transactions. Simply wave your STYLEUP Contactless Card at a secure reader, & your transaction is done
  • Lifetime Flat 10% Off on fbb merchandise
  • 2.5% Value back on all spends at Big Bazaar, fbb & Food Bazaar store
  • 2.5% Fuel surcharge waiver across all petrol pumps

Pricing

  • Annual fee (one time): Rs. 499
  • Renewal Fee (per annum): Rs. 499

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Reward Type

Travel

Annual Fee

300₹

Joining Fee

500₹

Features

  • 350 bonus Reward Points on spends of Rs.500 or more within 45 days of card issuance
  • Upto 10% value back as Reward Points on buying train tickets at irctc.co.in for AC1, AC2 and AC CC categories.
  • 1.8% transaction charge waiver every time you book your train tickets at irctc.co.in
  • 1 Reward Point for every Rs. 125 spent on non-fuel purchases
  • 2.5% fuel surcharge waiver across all petrol pumps in India
  • Use your Reward Points to book free train tickets (1 Reward Point = 1 Rupee)

Pricing

  • Annual fee (one time): Rs. 500
  • Renewal Fee (per annum): Rs. 300

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Reward Type

Travel

Annual Fee

499₹

Joining Fee

499₹

Features

  • Rs. 50 bonus preloaded for your Mumbai Metro travel
  • Auto top up of Mumbai Metro wallet by Rs. 200 as soon as the balance reaches Rs. 50
  • Get 2000 Bonus reward points on spends of Rs. 2,000 within first 60 days
  • 10X Rewards on Auto Top up spends

Pricing

  • Annual fee (one time): Rs. 499
  • Renewal Fee (per annum): Rs. 499

Documents Required

Reward Type

Shopping

Annual Fee

499₹

Joining Fee

499₹

Features

  • Enjoy 10X Reward Points on Dining, Grocery, & Movie spends
  • 2,000 Bonus Reward Points on spends of Rs.2000 in first 60 days
  • 2.5% Fuel surcharge waiver across all petrol pumps
  • Annual Fee Reversal on spends of Rs.1,00,000 in a year

Pricing

  • Annual fee (one time): Rs. 499
  • Renewal Fee (per annum): Rs. 499

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Reward Type

Travel

Annual Fee

499₹

Joining Fee

499₹

Features

  • Welcome Gift of Rs. 8,250 worth Yatra.com vouchers on payment of joining fee
  • Travel Benefits
    • Domestic Flight bookings - ₹1000 off on total fare. Minimum booking amount of ₹5,000
    • International Flight bookings - ₹ 4000 off on total fare. Minimum booking amount of ₹ 40,000.
    • Domestic Hotel bookings - Flat 20% off on Minimum booking amount of ₹3,000. Maximum discount of ₹2,000 on each transaction.
    • Maximum 6 usages on any category, every calendar year.
    • To Avail the Travel benefit, use Promo code ‘ TRAVEL’ at the time of booking. Promo code can be used maximum 6 times in every calendar year
  • Get 6X Reward Points on every ₹ 100 spent at Departmental and grocery stores, Dining, Movies, Entertainment and International spends.
  • Exclusive access to MasterCard airport lounges in India
  • Get ₹ 50 lac Air Accidental death benefit for Primary cardholder when ticket is booked on Yatra.com using Yatra SBI Card.
  • 1 Reward Point = ₹ 0.25 (Reward Points redeemable at Yatra.com)
  • (Annual Renewal Fee waived off on annual spends of ₹ 90,000 in the last year)
  • 1% fuel surcharge waiver at all petrol pumps

Pricing

  • Annual fee (one time): Rs. 499
  • Renewal Fee (per annum): Rs. 499

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Features

  • 2.5% cashback (maximum of Rs.100 per month) on fuel purchases at HPCL pumps
  • 2.5% fuel surcharge waiver (up to a maximum of Rs.4,000) at HPCL pumps
  • Accelerated 2.5X Rewards, ie. on every Rs.100/- spent get 5 PAYBACK points on fuel spends at HPCL pumps & 2 PAYBACK points on all other spends
  • Get Rs.100/- when you book movie tickets on bookmyshow.com (maximum twice a month)
  • Minimum 15% savings on dining bills at over 800 restaurants across India through Culinary Treats Program

Pricing

  • APR - 40.8% p.a
  • Joining fee - NIL (on spends of atleast 5,000 within 60 days or else 199/-)
  • Annual fee - 199/- (Waived if spends exceed 50000/- in previous year)

Documents Required

  • Application form with 2 photographs
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Aadhar, Driver's license, Lease agreement
  • Salaried - Salary slip for 3 months
  • Self employed - Office address proof, latest 3 months bank statement, audited financials for last 2 yrs and latest 6 months balance sheet

Reward Type

LifeStyle

Annual Fee

500₹

Joining Fee

Nil*

Features

  • 2X Cash rewards on dining, groceries and at supermarkets
  • 2 complimentary domestic airport lounge visits per quarter
  • 2 complimentary movies every month under the Buy One Get One offer through bookmyshow.com
  • Minimum 15% savings on dining bills at over 800 restaurants across India through Culinary Treats Program
  • Earn 4 PAYBACK points for every Rs.100/- spent on dining, groceries & shopping at supermarkets

Pricing

  • APR - 40.8% p.a
  • Joining fee - 500 (on spends of atleast 1,000 within 60 days)

Documents Required

  • Application form with 2 photographs
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Aadhar, Driver's license, Lease agreement
  • Salaried - Salary slip for 3 months
  • Self employed - Office address proof, latest 3 months bank statement, audited financials for last 2 yrs and latest 6 months balance sheet

Reward Type

Rewards

Annual Fee

Nil

Joining Fee

Nil*

Features

  • Welcome Rewards:
    • Get 1,500 bonus points on your first spend made within 30 days of card issue
    • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue
  • Earn 10X Reward Points for every Rs.125 spent at apparel and department stores and select partners
  • Earn Reward Points at rate of 1 point for every Rs.125 on all other purchases
  • Get 300 bonus points on card spends of Rs.30,000+ in a month
  • Up to 15% savings across participating restaurants.
  • Get instant redemption against movie tickets, travel bookings, mobile services, and more.
  • Get EMI privileges on shopping, consumer electronics, mobile phone outlets, leading retail chains and e-retailers
  • Your reward points will never expire

Pricing

  • Annual fee condition: Zero Annual Fee on spend of Rs.30000 or more in a membership year, else Rs.1000 will be charged as Annual Fee.

Documents Required

  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

Reward Type

Travel

Annual Fee

Nil

Joining Fee

Nil*

Features

  • Get Rs.250 worth of activation benefits*limited offer
  • Save more on fuel at IOC outlets.
    • 4 Turbo Points on Rs.150 spent on fuel at authorized IndianOil outlets (2.67% savings)
    • Complete waiver of 1% fuel surcharge at authorized IndianOil outlets.
  • Get up to 60 litres of free* fuel annually by redeeming your turbo points for fuel at 1200+ authorized IndianOil outlets
  • Turbo Points never expire ! 1 Turbo point – 1 Rs.
  • Up to 15% savings on dining across participating restaurants

Pricing

  • The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.1,000.  for Terms and conditions.

Documents Required

  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

Reward Type

Travel

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Cashback

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Shopping

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Entertainment

Annual Fee

499₹

Joining Fee

499₹

Reward Type

Travel

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Entertainment

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Entertainment

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Entertainment

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

LifeStyle

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Cashback

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Fuel

Annual Fee

nil*

Joining Fee

nil*

Reward Type

Travel

Annual Fee

4999₹

Joining Fee

4999₹

Features

  • Welcome gift of 20,000 Rewards Points*
  • Earn 20 Reward Points for every Rs.100 spent on Air India tickets
  • Complimentary Air India Frequent Flyer membership
  • Upto 1,00,000 Bonus Reward Points* on annual spends
  • 1 Reward Point*=1 Air India Air Mile for Free Travel

Pricing

  • Annual fee (one time): Rs. 4999
  • Renewal Fee (per annum): Rs. 4999

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Reward Type

Travel

Annual Fee

Nil

Joining Fee

3000₹

Features

  • Get 10,000 Miles on spending of Rs.1,000 within the first 60 days.
  • Earn 10 Miles on every Rs.100 spent on flight tickets and hotel stays on bookings made at premiermiles.co.in and with select partners
  • Redeem miles for flight tickets across 100+ airlines at premiermiles.co.in and with select partners
  • Enjoy complimentary access at key airport lounges across India
  • Get a complimentary Air Accident Insurance coverage up to Rs.1 crore
  • Up to 15% savings on dining across participating restaurants
  • Annual fee: Rs 3,000 per annum

Pricing

  • Joining Fee – Rs.3,000/-
  • 2nd Year Onwards – Rs.3,000/-
  • First year fee waived for Citi Priority clients

Documents Required

  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

Features

  • Welcome Gift of 5,000 Milestone Bonus Membership Rewards Points redeemable for IndiGo Vouchers worth Rs.4000
  • Spend Rs.1.90 lacs in a year and get IndiGo Vouchers worth more than Rs.7,700.
  • Spend Rs.4 lacs in a year and additionally get IndiGo Vouchers worth more than Rs.11,8003. Also get a voucher worth Rs.10,000 from the Taj Group.
  • Enjoy 4 complimentary visits per year to 31 airport lounges in Delhi, Mumbai, Bengaluru and 10 other cities.

Pricing

  • Annual fees – INR 5000/-
  • Joining fees –INR 3500/-

Documents Required

  • 2 passport size color photos
  • passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Salaried -Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Reward Type

Entertainment

Annual Fee

1000₹

Joining Fee

1000₹

Features

2 Free movie tickets every month

  • Welcome Benefit: 10% discount on BookMyShow
  • Earn BONUS POINTS:4 Free movie tickets at BookMyShow Joining bonus
  • Reward points: 20 Reward Points / Rs. 100 on Wednesday dining transactions
  • Accelerated Rewards: 10 Reward Points / Rs. 100 on BookMyShow and select dining outlets
  • Other Reward points: 1 Reward Point / Rs. 100 on all other transactions

Pricing

  • Joining fees – Rs 1000/-
  • Annual fees – Rs 1000/-

Documents Required

  • Application form with 2 photographs
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof – Any one (Passport, Driver license, Aadhaar card, Utility bills)

Reward Type

Rewards

Annual Fee

1000₹

Joining Fee

1000₹

Features

1000 bonus Reward Points every month on 5 transactions of Rs. 1000 or more

  • Reward points: 2X Reward points on all weekend spends
  • Earn BONUS POINTS: 4000 Reward Points Joining bonus
  • Accelerated Rewards: 4 Reward Points / Rs. 100 on all Weekend transactions
  • Other Reward points: 2 Reward Points / Rs. 100 on all other transactions

Pricing

  • Joining fees – Rs 1000/-
  • Annual fees – Rs 1000/-

Documents Required

  • Application form with 2 photographs
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof – Any one (Passport, Driver license, Aadhaar card, Utility bills)

Reward Type

Entertainment

Annual Fee

0₹

Joining Fee

0₹

Features

  • Grocery Transactions: 5% value back on grocery transactions on Wednesdays
  • Free Movie Tickets:Free movie ticket every month for Wednesdays
  • Reward points: 1000 Reward Points on spending Rs. 10,000 in 1st 60 days
  • Pizza transactions 40 Reward Points / Rs. 100 on all Wednesday online Pizza transactions
  • Others Reward points: 20 Reward Points / Rs. 100 on all Wednesday grocery transactions
  • Accelerated Rewards: 1 Reward Points / Rs. 100 on all other transactions

Pricing

  • Joining fees – Rs 0/-
  • Annual fees – Rs 0/-

Documents Required

  • Application form with 2 photographs
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof – Any one (Passport, Driver license, Aadhaar card, Utility bills)

Reward Type

Fuel

Annual Fee

Nil

Joining Fee

Nil*

Reward Type

NA

Annual Fee

NA

Joining Fee

Reward Type

Rewards

Annual Fee

N.A

Joining Fee

42% P.A

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What is a Credit Card?

Credit cards are a staple of financial transactions in developed economies. In many developing economies, like India, credit cards are becoming increasingly popular because of their convenience and ease of use. You can use a credit card to buy anything from jewelry to groceries. Having a credit card means that you do not need to have cash with you at all times to make purchases. It is a more convenient method of payment. In very simple terms, a credit card.

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How do credit cards work?

A credit card does not mean that you have more money, it only means that it gives you more time to pay for your purchases. Using a credit card means that you change the way you pay for your purchases. Every time you make a purchase on your credit card, you are in effect borrowing that money from the credit card issuer until you pay it back at the end of a month.

What is a credit card balance and when do I pay interest on my credit card?

If you pay your bill on time and in full on a monthly basis, you do not need to pay any interest on the money spent on your purchases. The credit card company allows you to use their money that month 'for free' if you repay them in time at the end of the monthly billing cycle. However, if you make only a partial payment, the issuer will charge interest on the remaining outstanding amount - or balance - that will be carried over to the next month's bill.

For instance, if you make purchases worth Rs.20,000, and you pay the amount in full when you receive your credit card bill at the end of the month, you will not incur any charges on using the issuer's money on credit. However, if you pay only say, Rs.12,000, the remaining Rs.6,000 will be added to the next month's bill and you will be charged interest on it.

If I make a few delayed payments, will it affect my credit score?

Some people do not pay their bill every month and make a full payment at the end of a few months, thinking it will not affect their credit score. This is not true. Every delayed or partial payment affects your credit score and makes it difficult to qualify for loans or new credit cards. Suppose you had a medical emergency in the family and had unexpected hospital expenses. Faced with a temporary shortage of funds, you might think it is okay to make late payments for a few months until you can make a full payment again. You might be confident that your previous good track record will excuse a few delayed payments.

This is not a correct assumption. Making a late or partial payment is probably the worst thing you could do for your credit score. Your repayment history forms up to 30% of your credit score and is the single most important factor in making up your score. Credit rating agencies record every late or partial payment in your credit report and any such marking has a substantial negative impact on your score. It is therefore important to make sure that you try and pay off your monthly credit card bills in full and on time to avoid doing any long term damage to your credit health.

What does 'minimum due' mean on a credit card statement?

The minimum payment due is the smallest amount you can pay before your Payment Due Date and still keep to the legal terms of your Card Agreement. It is vital to make at least this minimum payment, or there is a chance that the credit card company can consider it a delinquent account, which has serious consequences for your credit history.

What does Payment Due Date mean?

This is the date that your monthly payment is due. Any delay in payment beyond this date can cause the company to charge a late fee, report a late payment to the credit bureau, or even consider the account as delinquent. It is therefore, very important to ensure that you make your payment before the Payment Due Date. There are several online tools that can send you reminders to make your payments on time.

What are the fees on a credit card?

There can be various kinds of fees on a credit card:

Annual fees: When you are approved for a card, you are charged an annual fee as the cost of owning the card. This fee is automatically added to your bill on an annual basis. Some cards do not have an annual fee.

Late fee: If you do not make your minimum due payment in time, you can be charged a late fee. Make sure that you mail your cheque well before the due date, or pay your bill online.

Other fees: Credit card companies charge a variety of other fees which may include charges for exceeding your credit limit or returned cheques.

What does credit limit mean?

Your credit limit refers to the amount of credit available to you on your credit card. However, to maintain a good credit score, it is advisable to spend no more than 50% of your credit limit. So, for example, if your credit limit is Rs.60,000, make sure that you do not spend more than Rs.30,000 every month. Consistently spending more than 50% of your limit signifies that you are short of credit or that you do not have spending discipline. Always make sure that you stay well within your credit limit so that it does not impact your credit score.

How do I apply for a credit card?

Once you have studied the various offers and selected a credit card that best suits your requirements, you can apply for it in two ways: You can go directly to the bank's website and apply for the card online, or you can ask the bank for details on how to apply for a card and the documentation required. Depending on your credit health and other factors, the application can be processed and approved in just a matter of days.

What is the difference between a credit card and a debit card?

The big difference between credit and debit cards is whose money you are using when making your purchases. When you use a credit card, all your purchases are made on your credit card issuer's money. You are simply 'borrowing' the money until you pay it in full at the end of the billing cycle. If you make late or incomplete payments, the credit card issuer charges you interest on the money you owe.

When you make purchases on a debit card, you are using your own money. Your purchase amount is taken directly from your bank account. The advantage of a debit card is that you avoid debt because you can spend only what is available in your account. There is no possibility of spending on credit and making a payment later.

Do credit cards offer protection against fraud?

Yes, they do. If your card is lost or stolen, you have liability is limited. The credit card companies protect you and take over the liability in case it has been misused. If you report the loss or fraud early, the fraudsters will not have access to your bank account.

Card issuers now provide another layer of security with the addition of a PIN number. If you have a microchip on your credit card, you need to input a PIN number as well for the transaction to be approved. Your PIN number is known only to you. So if your card is stolen, it cannot be used for fraudulent purchases as the payment will not be approved without the PIN number.

How many credit cards should I have?

There is no ideal or average number of credit cards an individual should have. It depends on factors like your income, monthly expenses, how you manage your finances and your ability to plan and make timely repayments on multiple cards. If you are new to credit cards, then it is a good idea to use one for some time and get used to the payment method. Once you are comfortable and are confident that you can take on additional repayments, you can apply for another card.

It is also important to note that having an insufficient credit history (not enough credit cards or loans in your name) can also adversely impact your loan application as potential lenders do not have a long enough history to evaluate your repayment discipline. On the other hand, holding too many credit cards simultaneously signifies that you are credit-hungry and need credit from multiple sources to fund your expenses. Lenders might be unwilling to offer loans to someone who seems have too many repayment obligations.

What are the various kinds of credit cards?

There are several kinds of cards on offer in the market. For instance, there are cards that offer air miles based on the amount you spend on your card. Or you can opt for fuel cards that waive the surcharge on fuel. Some cards offer discounts on shopping or restaurants. Some have added security features. Some offer cash back rewards -meaning that you get back in cash a percentage of the total amount you spend on your card. Some cards combine several of these features. As with any financial services product, you need to research the various cards to see which best suits your priorities and lifestyle.

How do I choose the best card?

The only way to choose the best card is to research the features and benefits of the various cards on offer to judge if it suits your credit needs. Each person has different requirements for their card. You will need to check the interest rate charged on the balance, whether the credit limit suits your spending pattern, whether using the card offers any rewards or benefits ( like air miles or shopping discounts), the security features in case of fraud or theft, and the various fees charged including annual fees, late fees etc. Compare the features of various cards to see which is most suitable for you.

What are some tips for a new credit card user?

If you are new to credit cards, then it is important to ensure that you maintain a healthy credit history and use your card wisely to avoid any damage to your credit profile. Here are some tips for ensure that you remain credit-healthy:

  • Always pay your bills in full and on time. Every single late, missed or incomplete payment is reported by your credit card provider to the credit bureaus. This will affect your credit score significantly.
  • Do not buy things that you cannot afford, even though you have easy access to credit.
  • Do not spend more than 50% of the credit limit on your card. The less you spend, the better it is for your credit score.
  • Keep your credit card details and your card issuer's phone number with you in a safe place so you can immediately report any theft or misuse of your card.
  • Retain your credit card sales slips so that you can check it against your monthly credit card statement. Any discrepancies or mistakes should be reported immediately, as they can be reversed.
  • Read all the terms and conditions carefully when you first get your credit card so that you are aware of all the interest charges, fees and other terms of agreement on the card.

What is a secured credit card?

A secured credit card works just like a credit card except that you need to make a fixed deposit in order to get a secured card. The bank uses as collateral in case you default on your payment. A secured credit card is typically used by people who cannot qualify for a regular unsecured credit card either because they have bad credit or because they do not have a sufficient credit history. Since a secured card requires collateral in the form of a fixed deposit with the bank, even people with bad or no credit can get a card as the bank is safeguarded against default. It is a simple and quick way to improve your credit score and build your credit history, provided you make all your payments on time.

A credit card is an easy and convenient way to pay for your purchases over time. Any purchase you make on a credit card is on borrowed money that you only have to pay back at the end of the monthly billing cycle. If you use a credit card wisely and responsibly it can be a safe and convenient way of managing your payments.

Customer Reviews

Overall Rating: 4.5 / 5.0 (19 Reviews)

31 Jan 2018

29 Jan 2018

14 Feb 2017

"I approached dvweek for help with application for a Cashback credit card. After signing up FOR FREE (Yes, it’s really free, yay!). I felt the service rendered by team dvweek was awesome. I did not even need to go to the bank for giving my documents, they came to me! Brownie points! I got calls only from dvweek and Citi regarding my application. No calls from third-party people. This is one thing I am really happy about. Overall, I am happy with my Citi credit card, and it’s one of the best Cashback credit cards that I have (I own two other credit cards, more about it later perhaps!). Thanks, dvweek!"

14 Feb 2017

Thumbs up! I would describe acquiring my Citi Bank credit card process as excellent. My experience with dvweek was smooth, to say the least. Any query I raised got resolved quickly, in a timely manner. I am satisfied with my PremierMiles credit card and I am reaping its benefits. Very happy by the timely response, the help extended to me by the customer service team and the mature way of handling customers. Great experience.

14 Feb 2017

Swift Service! My application for a Citi rewards credit card got approved after approaching dvweek. It was my first time applying for a credit card. The dvweek executive explained the process and also the bank's norms for issue of Credit cards. I was advised in detail which I very much needed as I was still very new to credit cards and finance. I found that the service by dvweek to be swift and interactions with customer care executives to be cordial and helpful. Am very happy — all of my questions/doubts were addressed and clarified and I got my first card.  Thank you for the services rendered.

30 Jan 2018

30 Jan 2018

1 Feb 2018

14 Feb 2017

No more wasting time at the bank Going to a bank has always been a tedious process—waiting in line, having many unanswered questions, and always being rushed for time. For a person like me, a website like dvweek.ru is a boon because you don't need to waste time going to a bank at all. The application process for a card is quick and simple. Within the promised time, I got my HDFC Diners Club Platinum credit card. Good customer service, I would like to add. They were very patient with my queries and handled everything professionally. This website is useful in the sense that we get the product we are eligible for in a short span of time. All the best, dvweek.

14 Feb 2017

Best Service provider I would suggest dvweek to anyone wholeheartedly. Their service is great. Their matching process is very simple. You just need to create your profile (it's free!) and all the credit cards that match your profile would be displayed. They provide excellent services online and offline as well. I had some questions regarding my credit card documentation, and every doubt and question was answered. I am happy to say I am the proud owner of a HDFC Club Rewards credit card, thanks to dvweek.

14 Feb 2017

dvweek - The Website has it all Extremely simple and easy to access info on various finance products. I found dvweek through a Google search for HDFC credit cards and was curious to know what kind of service they provide. Decided to sign up and I don’t regret it one bit. For one thing, it is free. Easy to choose the credit card once you have created your profile. I got a confirmation call from their customer service regarding the card I wanted – HDFC Money Back credit card. The documentation process itself is hassle free (a bank representative comes to collect your papers – yes, their claims are true!) and you don't need to go the bank at all. Overall, a great experience with dvweek.

29 Jan 2018

This is a very good bank HDFC...

31 Jan 2017

Easy Process It was very easy to apply for my credit card thanks to dvweek and team. I easily got my HDFC Visa Regalia credit card and the customer service person involved resolved all my queries satisfactorily. I found this a huge help considering I have never taken a credit card before. Only bit of feedback I can give is keep involving the customers more. That's it! The range of products listed in the website is very helpful to make a comparison. Very happy!

31 Jan 2017

Hi, first of all, I would like to say that I am a big-time believer of doing things myself. But after I found that my application request for a credit card was getting rejected everywhere, I decided to apply through dvweek. (Incidentally, my sister recommended it and I was against availing its service at first.) I do not regret signing up with dvweek a bit - It turned to be the best financial decision I have ever made. I got to know that the reason why I was being rejected - due to my low credit score and making too many applications. I immediately signed up for their credit improvement services for help with getting a card. A couple of months later, I am proudly flaunting my ICICI Coral credit card! Overall, great service!

31 Jan 2017

Great financial service provider! Their services are great and it takes only a minute to sign up! I wanted a credit card specially for my fuel transactions. I made my profile and within minutes I was matched up with ICICI HPCL credit card. The documentation process is fairly easy. A representative from the bank met me during my office hours and collected my documents and told me to wait for a week. I got the card within that time! The best part is the fuel surcharge is waived off with this credit card! Thanks to the dvweek team for making this happen. Heartily recommend it to anyone.

31 Jan 2017

Quick Response to queries! When in doubt, turn to dvweek! I am much delighted to use my ICICI Bank credit card, which I got through dvweek. I use this credit card to meet all my emergency needs. I am not stretching the truth when I say dvweek has the best-in-class services. I can say this confidently as I have applied through various other websites and found their customer service poor and their privacy policies substandard. But with dvweek, I must say that their privacy policy is excellent and I have not received any unwanted calls. Try dvweek if you want a quick response to your queries and want help with finding, applying and being approved for the right card.

30 Jan 2018

14 Feb 2017

"Happy with dvweek Where do I start? I don’t know whether I should talk about their easy website user interface, or about their customer service, or about their professional approach. The response which I received from dvweek was very helpful, and it was immediate. Talking about my IndianOil Citi credit card, well, for starters, it becomes your best friend if you own a Bullet ;) and love travelling. This is the best credit card I feel as it gives me fuel benefits. Love my bike and my fuel card. More purchase, more points, the better for me! Happy with dvweek. "

14 Feb 2017

Satisfied! I had been looking for a new credit card for quite a while but was confused by all the options. I chanced upon this website during my research, and I decided to sign up with dvweek for its services. Everything is done online, they match your profile with the best lender possible for your profile. I think it is a fantastic idea. I am very happy about the user interface, as I find it easy to understand. I received my RBL Bank Platinum Maxima Credit Card as promised! Hats off to dvweek as well as RBL. I got the credit card very easily and quickly (within 7 days). Overall, I am very satisfied and would recommend dvweek readily to anyone.

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