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Verify your identity to get your credit score and analysis worth ₹1200 for FREE

Why should I give my PAN?
PAN is required to identify your profile and fetch your credit score from the credit bureau
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Features

  • Collateral-free business loan
  • Amount size - Rs. 50,000 to Rs. 1 Crore
  • Repayment tenure – 1 to 12 months
  • Online application and processing in 3 working days
  • Minimal documentation
  • Flexible repayment options (Bi-weekly, Monthly)

Pricing

  • Interest rate – 16-27% per annum
  • Processing fees – 1% of the sanctioned amount

Documents Required

  • Bank Statements – Last 12 Months Current Bank Account Statements of the entity (till latest date) for all accounts/ OD accounts (PDF copies generated through Net banking or email from the bank)
  • VAT/Service Tax Returns (whichever applicable) for last 1 year of the entity
  • PAN of the entity and Date of Birth of the proprietor / partners / promoters (in case the application form is not filled)
  • Proof of activity** in case of proprietorship firms and copy of partnership deed in case of partnership firms
  • Documents required for specific applications
  • For clients from Food/Pharma/Chemical/Oil/petroleum industries, relevant statutory licenses might be required
  • Last two year’s detailed ITR computation or Balance Sheet with schedules required for cases, where turnover is more than 2 Cr. Or loan required is more than 10 Lacs.
  • Provisionals may be required depending upon the merit of the case.
  • Any one of the following documents can be accepted as proof of activity for the proprietorship firms.
  • Registration certificate (in the case of a registered concern)
  • Certificate / license issued by the Municipal authorities under Shop & Establishment Act
  • Sales and income tax returns
  • CST/VAT certificate

Max Tenure

3 yrs

Processing Fee

2%

Best Rate

19%

Features

  • Loan amount from Rs. 15 Lakhs upto Rs. 35 Lakhs
  • Convenient loan repayment option of 12 to 36 months
  • No security or collateral required to avail this loan

Pricing

  • Interest Rate - 19% to 20%
  • Processing fee - 2.5%

Documents Required

  • PAN Card – For Individual / Partnership Firm / Company, Passport Size Photographs of all applicants & co-applicants
  • ID Proof (any one) – Voter ID / Driving License / Passport / Aadhar Card
  • Address Proof (any one) – Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement
  • Ownership proof of either residence or office (in the name of applicant or jointly with family members)
  • Business Continuity Proof – Any one document dated 5 years old - Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Certificate of Incorporation / Partnership Deed
  • Letter certifying end use of the business loan funds on Business Letterhead
  • Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet
  • Partnership Deed and partnership authority letter for partnership firms
  • Memorandum & Articles of Association, Board Resolution and Certificate of Incorporation (COI) for companies
  • Latest shareholding patterns for Private Ltd. / Public Ltd. companies
  • Professional Qualification Certificate and Degree Certificate for professionals

Features

  • Business Loan up to 25 lacs.
  • Diversified Products
  • Loans without ITR (Surrogate) upto 72 months
  • Working /capital Loans.
  • Easy Repayment over 12 to 120 months.
  • Attractive Interest Rates
  • Quick and easy approval process
  • Balance transfer of existing Business loans.
  • Top up after completion of 11 months of existing loan

Pricing

  • Interest Rate – 16 % to 18%
  • Processing Fee – 2% to 3%

Documents Required

  • KYC – ID Proof - PAN Individual, PAN company
  • Residence proof - passport, driver’s license, ration card, Aadhar
  • Bank Statements of main banking for last 6 months
  • Last 2 years Audited financials with PL & BS
  • Ownership proof of office
  • Last 2 years ITR

Features

  • Customised solutions for a diverse set of entrepreneurs across multiple sector
  • Minimum Income Documents.
  • Loan based on asset creation in last 4 years in absence of Income documents (up to 20 lakhs)
  • Personal assistance to all the customers by Relationship officers for a hassle free and smooth loan process.
  • Loan based on Kacha bill available (up to 8 lakhs)

Pricing

  • Interest Rate – 18 % to 26%
  • Processing Fee – 2%

Documents Required

  • KYC – ID Proof - PAN Individual, PAN company
  • Residence proof - passport, driver’s license, ration card, Aadhar
  • Bank Statements of main banking for last 6 months
  • Last 2 years Audited financials with PL & BS
  • Ownership proof of office
  • Last 2 years ITR
  • Bills and Collateral documents

Max Tenure

60 months

Processing Fee

2%

Best Rate

19%

Features

  • Loan amounts upto 40lacs
  • Tenure upto 5 years
  • No collateral required
  • Target Market- Manufacturing Sector, Service sector, Traders

Pricing

  • Interest rate – 19%
  • Processing fees – 2%

Documents Required

  • Last 2 years of audited financials and Income Tax returns
  • Bank Statements of last 6 months
  • Identity and address proof of the firm/company
  • Copy of PAN card and address proof of the owners
  • Signed application form.

Max Tenure

25 months

Processing Fee

2.5%

Best Rate

21.55%

Features

  • Fixed rate EMI based, Small ticket business loan
  • Fixed Ticket size of Rs.10 lacs
  • Fixed Tenure: of 25 months
  • Target Market:- Small business with turnover above Rs. 1 cr

Pricing

  • Interest rate – 21.55%
  • Processing fees – 2.5%

Documents Required

  • Last 2 years of audited financials and Income Tax returns
  • Bank Statements of last 6 months
  • Identity and address proof of the firm/company
  • Copy of PAN card and address proof of the owners
  • Signed application form.

Max Tenure

5 yrs

Processing Fee

2.5%

Best Rate

18.75%

Features

  • Simplified documentation
  • Transparent processing
  • Loan without security
  • Reducing rate of interest.
  • Convenience Borrowing
  • Fulfil Your Every Need
  • Quick Eligibility Check & Disbursal
  • Transfer Loan Balance with Ease

Pricing

  • Interest Rate: 15.75 to 18.75% P.A
  • Processing fee - 2 to 2.5% P.A

Documents Required

  • ID Proof – Pan card.
  • Address proof – Aadhaar card,Rent agreement, Utility bills, DL, passport,Voter id
  • 2 passport size photos.
  • 6 months bank statement (not required if HDFC customer).
  • Business continuity proof.
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Customer Reviews

Overall Rating: 3.0 / 5.0 (1 Reviews)

1 Feb 2018

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